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Build a printable monthly budget — income, fixed/variable expenses, savings, debt, goals, and notes — with totals, or a blank template to fill in by hand.

A one-page monthly household budget you can fill in on screen or by hand: income, fixed and variable expenses (what you planned versus what you spent), savings, debt payments, goals and notes, with totals and a summary worked out for you. Print it filled in, or print it blank.

How it works

Each money table adds up its own columns into a Total row. The Summary at the bottom then combines them: Income, minus the Spent totals for Fixed and Variable expenses, minus what you saved, minus what you paid towards debt, gives your Balance. Budget remaining compares what you planned to spend with what you have spent.

The Summary and Totals update as you type. Amounts are shown in the site-wide currency chosen in the Settings menu (no conversion). Everything on the sheet, including the amounts you type, is saved in this browser.

How to use it

Enter a title and a period (for example “March 2026”) at the top of the sheet.
List your income sources with an amount for each.
List fixed expenses (rent, insurance) and variable expenses (food, fuel) with the Budget you planned and, as the month goes on, what you actually Spent.
Fill in Savings and Debt with what you saved and paid, and list your Goals and Notes.
Check the Summary. Choose a Color theme and Page width, and click Print.

Options & controls

Header

Title: The heading. Default: “My Home Budget”.
Period: Free text, for example “February 2026” or “Week 3”. Left blank by default.

Money tables (Income Source, Fixed Expenses, Variable Expenses, Savings, Debt)

Every money table works the same way: a row is a name plus one or two amount boxes, and the Total row sums each column.

Income Source: Columns: Source (name) and Amount. Starts with two blank rows.
Fixed Expenses: Columns: Category, Budget and Spent. For bills that stay about the same each month. Five blank rows to start.
Variable Expenses: Columns: Category, Budget and Spent. For spending that changes, such as groceries and fuel. Five blank rows to start.
Savings: Columns: Savings goal and Saved — the amount you put away this period. Two blank rows to start.
Debt: Columns: Debt and Paid — what you paid towards loans and cards this period. Two blank rows to start.
Amount boxes: Numbers, with a decimal point if you need one (phones show a number keypad). Anything that is not a number counts as 0 in the totals. The boxes are narrow and show the numbers exactly as typed, without a currency symbol.
Total row: The sum of each column, shown with the currency symbol.
Remove row (×) / + Add row: Delete a row (screen only) or add a blank one at the end of that table.

Text lists (Goals and Notes)

Goals: Free-text rows for what you are aiming for — “Build an emergency fund”. Three blank rows to start.
Notes: Free-text rows at the bottom of the sheet. Three blank rows to start.
Remove row (×) / + Add row: As above.

Print and page settings (shared by every printable)

Color theme: Five swatches — Slate (default), Ink Blue, Forest, Sepia and Mono — that recolour the text, ruled lines and section headings on the sheet. Mono is pure black, best for black-and-white printers. The selected swatch has a ring around it.
Page width: A6 (105 mm), A5 (148 mm), B5 (176 mm), A4 (210 mm, default) or Letter (215.9 mm). This is how wide the sheet is when printed. It does not choose your paper — pick that in the print dialog — but a narrower width leaves room to print smaller cards or half-pages, and one that matches your paper fills it edge to edge. On a phone the on-screen sheet is never wider than the screen.
Print: Opens your browser's print dialog for the sheet. Only the sheet itself is printed: the buttons, pickers, remove (×) buttons, “+ Add row” links and the page-break guides are left out, and so is the grey placeholder text in empty fields.
Reset: In the title row. After you confirm a warning (“Clear this budget and start over? This can't be undone.”), it restores the title, clears the period, and returns every table and list to its starting number of blank rows, so all typed amounts and text are removed. It also restores the Slate theme and A4 width.
Page break guides: If the sheet is longer than one page, dashed lines labelled “Page 2”, “Page 3” and so on appear on screen to show roughly where each new A4 page will start. They are an estimate to help you avoid a row being cut in half, and they never print.

Reading the results

Summary

(+) Income: The total of the Income Source amounts.
(−) Fixed: The total Spent on fixed expenses.
(−) Variable: The total Spent on variable expenses.
(−) Savings: The total Saved.
(−) Debt: The total Paid towards debt.
Budget remaining: The total Budget for fixed and variable expenses, minus the total Spent on them. Positive means you are under your plan; negative means you have overspent.
Balance: Income minus (fixed spent + variable spent + savings + debt paid). What is left over. Because savings and debt payments are counted as money going out, a Balance of 0 means every unit of income has been allocated.

Tips & guidelines

Fill in the Budget columns at the start of the month and the Spent columns as you go, then compare them at the end.
A common way to look at it is to aim for a Balance of zero: give every unit of income a job, including saving.
Enter numbers only in the amount boxes (no currency symbols or thousands separators); the Totals add the symbol for you.
Print at A4 or Letter width for the most room. The layout has two columns of tables side by side.
In the print dialog, set the scale to 100% (or “Actual size”) and turn off “Headers and footers”. Otherwise the browser shrinks the sheet and adds a date and web address to the page.
For a blank template to fill in by hand, leave the fields empty (or press Reset and confirm) and print. Empty rows print as blank lines and empty boxes.
Use Print preview first to check where the page breaks fall, and choose the paper size and orientation there.
Prefer the Mono theme when printing in black and white, so light colours do not come out too faint.

Limits

The template is one fixed layout; you can change the rows, text and colours but not the arrangement of the sections.
Check boxes are drawn empty for ticking with a pen — they cannot be ticked on screen.
The layout is designed for portrait pages.
One month at a time; there is no history, charts or carry-over from one month to the next — Reset and start a fresh sheet, or print each month.
Income and Savings and Debt have a single amount column, without a budget-versus-actual comparison.
The amount columns are narrow, so very large numbers may be cut off on screen.

Saved in your browser

The title, period, every row and amount, and your theme and page-width choices are saved in this browser's local storage, on this device only. Budget figures are personal, so avoid leaving a filled-in budget on a shared computer. Nothing is sent anywhere. Reset clears everything, and so does clearing this site's data in your browser.

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