Investment Projector

Project a SIP and lump-sum investment month by month, with editable per-month contributions, returns, and an actual-vs-projected net worth chart.

Runs entirely in your browser — nothing is uploaded.

Starting amount

Expected annual return (%)

Monthly SIP

Investment horizon (years)

Start month

Start year

$1,059,830.52

Final projected corpus

$610,000.00

Total invested

$449,830.52

Total returns

ProjectedActual (entered)

Enter an actual net worth in the table below to compare against the plan.

Month-by-month schedule

Sep 2026 – Aug 2027Invested $60,000 — Ends $74,399

Month	Opening	Returns	Closing
Sep 2026	$10,000	$125	$15,125
Oct 2026	$15,125	$168	$20,293
Nov 2026	$20,293	$211	$25,503
Dec 2026	$25,503	$254	$30,758
Jan 2027	$30,758	$298	$36,056
Feb 2027	$36,056	$342	$41,398
Mar 2027	$41,398	$387	$46,784
Apr 2027	$46,784	$432	$52,216
May 2027	$52,216	$477	$57,693
Jun 2027	$57,693	$522	$63,215
Jul 2027	$63,215	$568	$68,784
Aug 2027	$68,784	$615	$74,399

Sep 2027 – Aug 2028Invested $60,000 — Ends $145,540

Month	Opening	Returns	Closing
Sep 2027	$74,399	$662	$80,060
Oct 2027	$80,060	$709	$85,769
Nov 2027	$85,769	$756	$91,525
Dec 2027	$91,525	$804	$97,330
Jan 2028	$97,330	$853	$103,183
Feb 2028	$103,183	$902	$109,084
Mar 2028	$109,084	$951	$115,035
Apr 2028	$115,035	$1,000	$121,035
May 2028	$121,035	$1,050	$127,085
Jun 2028	$127,085	$1,101	$133,186
Jul 2028	$133,186	$1,152	$139,338
Aug 2028	$139,338	$1,203	$145,540

Sep 2028 – Aug 2029Invested $60,000 — Ends $224,132

Month	Opening	Returns	Closing
Sep 2028	$145,540	$1,255	$151,795
Oct 2028	$151,795	$1,307	$158,102
Nov 2028	$158,102	$1,359	$164,461
Dec 2028	$164,461	$1,412	$170,873
Jan 2029	$170,873	$1,466	$177,339
Feb 2029	$177,339	$1,519	$183,858
Mar 2029	$183,858	$1,574	$190,432
Apr 2029	$190,432	$1,629	$197,060
May 2029	$197,060	$1,684	$203,744
Jun 2029	$203,744	$1,740	$210,484
Jul 2029	$210,484	$1,796	$217,280
Aug 2029	$217,280	$1,852	$224,132

Sep 2029 – Aug 2030Invested $60,000 — Ends $310,953

Month	Opening	Returns	Closing
Sep 2029	$224,132	$1,909	$231,041
Oct 2029	$231,041	$1,967	$238,008
Nov 2029	$238,008	$2,025	$245,033
Dec 2029	$245,033	$2,084	$252,117
Jan 2030	$252,117	$2,143	$259,260
Feb 2030	$259,260	$2,202	$266,462
Mar 2030	$266,462	$2,262	$273,724
Apr 2030	$273,724	$2,323	$281,047
May 2030	$281,047	$2,384	$288,430
Jun 2030	$288,430	$2,445	$295,876
Jul 2030	$295,876	$2,507	$303,383
Aug 2030	$303,383	$2,570	$310,953

Sep 2030 – Aug 2031Invested $60,000 — Ends $406,865

Month	Opening	Returns	Closing
Sep 2030	$310,953	$2,633	$318,586
Oct 2030	$318,586	$2,697	$326,282
Nov 2030	$326,282	$2,761	$334,043
Dec 2030	$334,043	$2,825	$341,868
Jan 2031	$341,868	$2,891	$349,759
Feb 2031	$349,759	$2,956	$357,715
Mar 2031	$357,715	$3,023	$365,738
Apr 2031	$365,738	$3,089	$373,827
May 2031	$373,827	$3,157	$381,984
Jun 2031	$381,984	$3,225	$390,209
Jul 2031	$390,209	$3,293	$398,502
Aug 2031	$398,502	$3,363	$406,865

Sep 2031 – Aug 2032Invested $60,000 — Ends $512,820

Month	Opening	Returns	Closing
Sep 2031	$406,865	$3,432	$415,297
Oct 2031	$415,297	$3,502	$423,800
Nov 2031	$423,800	$3,573	$432,373
Dec 2031	$432,373	$3,645	$441,018
Jan 2032	$441,018	$3,717	$449,735
Feb 2032	$449,735	$3,789	$458,524
Mar 2032	$458,524	$3,863	$467,387
Apr 2032	$467,387	$3,937	$476,323
May 2032	$476,323	$4,011	$485,334
Jun 2032	$485,334	$4,086	$494,420
Jul 2032	$494,420	$4,162	$503,582
Aug 2032	$503,582	$4,238	$512,820

Sep 2032 – Aug 2033Invested $60,000 — Ends $629,871

Month	Opening	Returns	Closing
Sep 2032	$512,820	$4,315	$522,136
Oct 2032	$522,136	$4,393	$531,528
Nov 2032	$531,528	$4,471	$541,000
Dec 2032	$541,000	$4,550	$550,550
Jan 2033	$550,550	$4,630	$560,179
Feb 2033	$560,179	$4,710	$569,889
Mar 2033	$569,889	$4,791	$579,680
Apr 2033	$579,680	$4,872	$589,552
May 2033	$589,552	$4,955	$599,507
Jun 2033	$599,507	$5,038	$609,544
Jul 2033	$609,544	$5,121	$619,665
Aug 2033	$619,665	$5,206	$629,871

Sep 2033 – Aug 2034Invested $60,000 — Ends $759,178

Month	Opening	Returns	Closing
Sep 2033	$629,871	$5,291	$640,161
Oct 2033	$640,161	$5,376	$650,538
Nov 2033	$650,538	$5,463	$661,001
Dec 2033	$661,001	$5,550	$671,551
Jan 2034	$671,551	$5,638	$682,189
Feb 2034	$682,189	$5,727	$692,915
Mar 2034	$692,915	$5,816	$703,731
Apr 2034	$703,731	$5,906	$714,637
May 2034	$714,637	$5,997	$725,634
Jun 2034	$725,634	$6,089	$736,723
Jul 2034	$736,723	$6,181	$747,904
Aug 2034	$747,904	$6,274	$759,178

Sep 2034 – Aug 2035Invested $60,000 — Ends $902,025

Month	Opening	Returns	Closing
Sep 2034	$759,178	$6,368	$770,546
Oct 2034	$770,546	$6,463	$782,009
Nov 2034	$782,009	$6,558	$793,567
Dec 2034	$793,567	$6,655	$805,222
Jan 2035	$805,222	$6,752	$816,974
Feb 2035	$816,974	$6,850	$828,824
Mar 2035	$828,824	$6,949	$840,772
Apr 2035	$840,772	$7,048	$852,820
May 2035	$852,820	$7,149	$864,969
Jun 2035	$864,969	$7,250	$877,219
Jul 2035	$877,219	$7,352	$889,571
Aug 2035	$889,571	$7,455	$902,025

Sep 2035 – Aug 2036Invested $60,000 — Ends $1,059,831

Month	Opening	Returns	Closing
Sep 2035	$902,025	$7,559	$914,584
Oct 2035	$914,584	$7,663	$927,247
Nov 2035	$927,247	$7,769	$940,016
Dec 2035	$940,016	$7,875	$952,891
Jan 2036	$952,891	$7,982	$965,873
Feb 2036	$965,873	$8,091	$978,964
Mar 2036	$978,964	$8,200	$992,164
Apr 2036	$992,164	$8,310	$1,005,473
May 2036	$1,005,473	$8,421	$1,018,894
Jun 2036	$1,018,894	$8,532	$1,032,426
Jul 2036	$1,032,426	$8,645	$1,046,072
Aug 2036	$1,046,072	$8,759	$1,059,831

This is a simplified projection — returns are applied as a simple annual rate divided evenly across months, and actual net worth entries are shown for comparison only; they never change the projected figures.

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